-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 WIetH1fb7+tVtTPJPsQm+8Al09JfTRb70WcFOS6u9uiMjC2HxOG+Mq5l3VzOGVj8
 oDH7DyN7PyfviWU8tMrOQA==

<SEC-DOCUMENT>0000931788-10-000002.txt : 20100212
<SEC-HEADER>0000931788-10-000002.hdr.sgml : 20100212
<ACCEPTANCE-DATETIME>20100212114322
ACCESSION NUMBER:		0000931788-10-000002
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		Rule 506
FILED AS OF DATE:		20100212
DATE AS OF CHANGE:		20100212
EFFECTIVENESS DATE:		20100212

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JACKSON NATIONAL LIFE INSURANCE CO
		CENTRAL INDEX KEY:			0000931788
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-85824
		FILM NUMBER:		10596246

	BUSINESS ADDRESS:	
		STREET 1:		1 CORPORATE WAY
		CITY:			LANSING
		STATE:			MI
		ZIP:			48951
		BUSINESS PHONE:		517-381-5500

	MAIL ADDRESS:	
		STREET 1:		1 CORPORATE WAY
		CITY:			LANSING
		STATE:			MI
		ZIP:			48951

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	JACKSON NATIONAL LIFE INSURANCE CO /MI
		DATE OF NAME CHANGE:	19941021
</SEC-HEADER>
<DOCUMENT>
<TYPE>D
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0603</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0000931788</cik>
        <entityName>JACKSON NATIONAL LIFE INSURANCE CO</entityName>
        <issuerAddress>
            <street1>1 CORPORATE WAY</street1>
            <city>LANSING</city>
            <stateOrCountry>MI</stateOrCountry>
            <zipCode>48951</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>517-381-5500</issuerPhoneNumber>
        <jurisdictionOfInc>MICHIGAN</jurisdictionOfInc>
        <edgarPreviousNameList>
            <previousName>JACKSON NATIONAL LIFE INSURANCE CO /MI</previousName>
        </edgarPreviousNameList>
        <entityType>Corporation</entityType>
        <yearOfInc>
            <overFiveYears>true</overFiveYears>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Clark</firstName>
                <middleName>P</middleName>
                <lastName>Manning</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1 Corporate Way</street1>
                <city>Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <zipCode>48951</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Michael</firstName>
                <middleName>A</middleName>
                <lastName>Wells</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1 Corporate Way</street1>
                <city>Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <zipCode>48951</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Andrew</firstName>
                <middleName>B</middleName>
                <lastName>Hopping</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1 Corporate Way</street1>
                <city>Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <zipCode>48951</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Cliff</firstName>
                <lastName>Jack</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1 Corporate Way</street1>
                <city>Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <zipCode>48951</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>George</firstName>
                <lastName>Napoles</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1 Corporate Way</street1>
                <city>Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <zipCode>48951</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>James</firstName>
                <middleName>R</middleName>
                <lastName>Sopha</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1 Corporate Way</street1>
                <city>Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <zipCode>48951</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Thomas</firstName>
                <middleName>J</middleName>
                <lastName>Meyer</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1 Corporate Way</street1>
                <city>Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <zipCode>48951</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Insurance</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>$25,000,001 - $100,000,000</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <yetToOccur>true</yetToOccur>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isOtherType>true</isOtherType>
            <descriptionOfOtherType>Deferred Commission Plan</descriptionOfOtherType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>0</minimumInvestmentAccepted>
        <salesCompensationList></salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>Indefinite</totalOfferingAmount>
            <totalAmountSold>0</totalAmountSold>
            <totalRemaining>Indefinite</totalRemaining>
            <clarificationOfResponse>Amount to be sold is not yet available and will be determined based upon a specified % of commissions and/or other compensation that the participant elects to defer during 2010</clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>0</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse></clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
            </grossProceedsUsed>
            <clarificationOfResponse></clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>JACKSON NATIONAL LIFE INSURANCE CO</issuerName>
                <signatureName>Thomas J. Meyer</signatureName>
                <nameOfSigner>Thomas J. Meyer</nameOfSigner>
                <signatureTitle>Secretary</signatureTitle>
                <signatureDate>2010-02-12</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----