Exhibit 2.1

State of Delaware Secretary of State Division of Corporations Delivered 09:25 PM10 / 22 / 2024 FILED 09:25 PM10/22/2024 SR 20244016985 - FileNumber 56720 7 5 DE083 - 03/11/2020 Wd t ersKJuwa - Online STATE OF DELAWARE CERTIFICATE OF FORMATION OF LIMITED LIABILITY COMPANY The undersigned authorized person, desiring to form a limited liability company pursuant to the Limited Liability Company Act of the State of Delaware , hereby certifies as follows: 1. The name of the limited liability company is Groundfloor Loans 2 LLC 2. The Registered Office of the limited liability company in the State ofDelaware is located at 1209 Orange Street in the City of Wilmington , Zip Code 19801 (street), . The name of the Registered Agent at such address upon whom process against this limited liability company may be served is The Corporation Trust Company By:_ IAI. . / . V' - - - - OrizedPerson _ Name: Nick Bh a r g ava Print or Type