Exhibit 13.1

Frequently Asked Questions

What is Ownify?

Ownify is a fractional ownership platform that partners qualified first-time homebuyers with socially conscious to buy their home “brick by brick”. With Ownify, homebuyers and investors together reap the collective benefits of building equity, creating stability, and investing in the health of local communities for years to come.

For our Ownis, Ownify offers a low down payment of 2%, a powerful cash offer to compete against corporate buyers, no unforeseen costs and surprises, and evergreen equity in their home.

For our investors, Ownify offers fractional ownership in a single family home generating income and real estate returns, shared equity and shared purpose with the Owni, and positive community impact by helping first-time homebuyers. You can learn more about Ownify here.

What is fractional investing, and how does it work with Ownify?

Fractional investing is a method of shared ownership that allows multiple individuals or entities to pool their resources and acquire stakes in valuable assets, such as real estate. Each stakeholder owns a percentage, or “fraction,” of the property and shares in its benefits, such as potential appreciation, equity growth, and rental income. In our case, each home is owned by a Limited Liability Company (LLC) and the shares in that company are owned by the Owni (first-time homebuyer), investors, and Ownify. By owning a fraction of the property, investors can help make homeownership more affordable for the homebuyer by reducing the down payment requirements.

How do you select homes for investment?

Ownify has built a data-driven process that qualifies potential first-time buyers, identifies real-estate markets with strong fundamentals, and ultimately selects individual homes for investment. Our underwriting technology qualifies potential first-time buyers based on credit (minimum 680 credit score), cash flow, and affordability. Our home valuation model uses approximately 300 variables to predict current value as well as appreciation potential for each home. Lastly, we constantly evaluate each of the roughly 300 real estate markets in the US to identify attractive investment opportunities. Our goal is to create strong investor returns while presenting an affordable path to ownership for our Ownis.

How do investors make money?

Each property we present for investment on our platform is occupied by a well-qualified first-time homebuyer (Owni) who has entered a 5-year lease and equity share agreement with Ownify. The rental income each property generates (after repairs, maintenance, property management expenses, taxes, and insurance) creates dividend income for the investor. During the hold period for each property (generally expected to be 3-7 years), investors may also experience home price and equity appreciation.

How does Ownify make money?

Ownify charges a one-time sourcing fee to cover the cost of sourcing and underwriting each property. This fee is already included in the price for each brick and varies by property. We also charge a property management fee for management and maintenance, which is paid out of the income of each property. Ownify also co-invests in every property to ensure our incentives are aligned with our investors and Ownis. Please refer to the Offering Details for more details.

What is Regulation A, and how does it relate to Ownify’s investment offerings?

Regulation A is a section of the U.S. securities law that allows private companies to raise capital by selling shares to the public without the need for a full-fledged initial public offering (IPO). This exemption offers a more streamlined and cost-effective method for companies to raise funds and provides investment opportunities to a broader range of investors, including non-accredited investors. Ownify utilizes Regulation A to offer its fractional real estate investments, ensuring compliance with securities regulations while making the investment process more accessible to a wider audience.

What happens after I invest in a property through Ownify’s platform?

After you invest in a property through Ownify’s platform, you become a fractional owner of that property, along with the homebuyer and other investors. Your investment entitles you to a share of the property’s rental income as well as any potential appreciation and equity growth, proportional to your ownership stake. (It does not entitle you to occupy or visit the property). You will receive a quarterly dividend based on the net rental income of the property. You’ll also receive regular updates on the property’s performance and any changes affecting its value. Additionally, Ownify’s platform provides professional property management services, so you don’t have to worry about the day-to-day operations and maintenance.

How are taxes treated?

Investors are required to report investment income received from Ownify on their tax returns. We will provide tax documents for your investment by mid-February so that you can file your taxes.