-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 SZFYipCQPkUNegb4rX16rIzELf4GM0cU6RzcE3AvbL/18O66VcWHksQHEK+Ql0Xk
 1h9a6SEQKSWJ2EMKp9thTw==

<SEC-DOCUMENT>0001425014-10-000002.txt : 20100402
<SEC-HEADER>0001425014-10-000002.hdr.sgml : 20100402
<ACCEPTANCE-DATETIME>20100402115810
ACCESSION NUMBER:		0001425014-10-000002
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		Rule 506
FILED AS OF DATE:		20100402
DATE AS OF CHANGE:		20100402
EFFECTIVENESS DATE:		20100402

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OPTIMA BANK & TRUST CO
		CENTRAL INDEX KEY:			0001425014
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			NH

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-113907
		FILM NUMBER:		10727215

	BUSINESS ADDRESS:	
		STREET 1:		TWO HARBOUR PLACE
		CITY:			PORTSMOUTH
		STATE:			NH
		ZIP:			03802
		BUSINESS PHONE:		603-433-9600

	MAIL ADDRESS:	
		STREET 1:		TWO HARBOUR PLACE
		CITY:			PORTSMOUTH
		STATE:			NH
		ZIP:			03802
</SEC-HEADER>
<DOCUMENT>
<TYPE>D
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0603</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0001425014</cik>
        <entityName>OPTIMA BANK &amp; TRUST CO</entityName>
        <issuerAddress>
            <street1>TWO HARBOUR PLACE</street1>
            <city>PORTSMOUTH</city>
            <stateOrCountry>NH</stateOrCountry>
            <zipCode>03801</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>603-433-9600</issuerPhoneNumber>
        <jurisdictionOfInc>NEW HAMPSHIRE</jurisdictionOfInc>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <edgarPreviousNameList>
            <value>None</value>
        </edgarPreviousNameList>
        <entityType>Other</entityType>
        <entityTypeOtherDesc>Trust Company</entityTypeOtherDesc>
        <yearOfInc>
            <withinFiveYears>true</withinFiveYears>
            <value>2007</value>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Daniel</firstName>
                <middleName>R.</middleName>
                <lastName>Morrison</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Pamela</firstName>
                <middleName>A.</middleName>
                <lastName>Morrison</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>William</firstName>
                <middleName>D.</middleName>
                <lastName>Young</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Paul</firstName>
                <middleName>R.</middleName>
                <lastName>Beswick</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Robert</firstName>
                <middleName>A.</middleName>
                <lastName>Brown</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Michael</firstName>
                <middleName>S.</middleName>
                <lastName>Daigle</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Erik</firstName>
                <lastName>Dodier</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Jaye</firstName>
                <middleName>E.</middleName>
                <lastName>Morency</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Colleen</firstName>
                <middleName>M.</middleName>
                <lastName>Penacho</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Leonard</firstName>
                <middleName>S.</middleName>
                <lastName>Rishkofski</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Christopher</firstName>
                <middleName>G.</middleName>
                <lastName>Scales</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Jagat</firstName>
                <middleName>S.</middleName>
                <lastName>Sisodia</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>David</firstName>
                <middleName>E.</middleName>
                <lastName>Speltz</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>James</firstName>
                <middleName>G.</middleName>
                <lastName>Sununu</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Michael</firstName>
                <middleName>C.</middleName>
                <lastName>Sununu</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>John</firstName>
                <middleName>H.</middleName>
                <lastName>Sununu</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Edwin</firstName>
                <middleName>L.</middleName>
                <lastName>Garside</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>c/o Optima Bank &amp; Trust Company</street1>
                <street2>Two Harbour Place</street2>
                <city>Portsmouth</city>
                <stateOrCountry>NH</stateOrCountry>
                <zipCode>03801</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Commercial Banking</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Decline to Disclose</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2010-03-31</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isEquityType>true</isEquityType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>0</minimumInvestmentAccepted>
        <salesCompensationList></salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>4800000</totalOfferingAmount>
            <totalAmountSold>1092084</totalAmountSold>
            <totalRemaining>3707916</totalRemaining>
            <clarificationOfResponse></clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>11</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse></clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
                <isEstimate>true</isEstimate>
            </grossProceedsUsed>
            <clarificationOfResponse></clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>OPTIMA BANK &amp; TRUST CO</issuerName>
                <signatureName>Daniel R. Morrison</signatureName>
                <nameOfSigner>Daniel R. Morrison</nameOfSigner>
                <signatureTitle>President</signatureTitle>
                <signatureDate>2010-04-02</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----