-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 T6ZdYRId/CUCJgqLeF7XpfulYN9BvdJVQqV11aGDfYRiMC+E7InCLg7lfw5I/Gtv
 IagIo4u3cfARn3WDcAE5fw==

<SEC-DOCUMENT>0001384814-09-000004.txt : 20091120
<SEC-HEADER>0001384814-09-000004.hdr.sgml : 20091120
<ACCEPTANCE-DATETIME>20091120115934
ACCESSION NUMBER:		0001384814-09-000004
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		Rule 506
ITEM INFORMATION:		Investment Company Act Section 3(c)
ITEM INFORMATION:		Section 3(c)(7)
FILED AS OF DATE:		20091120
DATE AS OF CHANGE:		20091120
EFFECTIVENESS DATE:		20091120

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			COLI VUL-10 SERIES ACCOUNT
		CENTRAL INDEX KEY:			0001384814
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			CO

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-97876
		FILM NUMBER:		091197761

	BUSINESS ADDRESS:	
		STREET 1:		8515 E ORCHARD RD
		CITY:			GREENWOOD VILLAGE
		STATE:			CO
		ZIP:			80111
		BUSINESS PHONE:		303-737-3000

	MAIL ADDRESS:	
		STREET 1:		8515 E ORCHARD RD
		CITY:			GREENWOOD VILLAGE
		STATE:			CO
		ZIP:			80111
</SEC-HEADER>
<DOCUMENT>
<TYPE>D
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0603</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0001384814</cik>
        <entityName>COLI VUL-10 SERIES ACCOUNT</entityName>
        <issuerAddress>
            <street1>8515 East Orchard Road</street1>
            <city>Greenwood Village</city>
            <stateOrCountry>CO</stateOrCountry>
            <zipCode>80111</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>303-737-3000</issuerPhoneNumber>
        <jurisdictionOfInc>COLORADO</jurisdictionOfInc>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <edgarPreviousNameList>
            <value>None</value>
        </edgarPreviousNameList>
        <entityType>Other</entityType>
        <entityTypeOtherDesc>Insurance Company Separate Account</entityTypeOtherDesc>
        <yearOfInc>
            <overFiveYears>true</overFiveYears>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Insurance Company</firstName>
                <lastName>Great-West Life &amp; Annuity</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>8515 E Orchard Road</street1>
                <city>Greenwood Village</city>
                <stateOrCountry>CO</stateOrCountry>
                <zipCode>80111</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Promoter</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification>The issuer is an insurance company separate account established and maintained by Great-West Life &amp; Annuity Insurance Company pursuant to applicable state law to fund variable life insurance contracts.</relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Pooled Investment Fund</industryGroupType>
            <investmentFundInfo>
                <investmentFundType>Other Investment Fund</investmentFundType>
                <is40Act>false</is40Act>
            </investmentFundInfo>
        </industryGroup>
        <issuerSize>
            <aggregateNetAssetValueRange>Decline to Disclose</aggregateNetAssetValueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06</item>
            <item>3C</item>
            <item>3C.7</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2009-11-12</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isOtherType>true</isOtherType>
            <descriptionOfOtherType>Variable Life Insurance Contract</descriptionOfOtherType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>0</minimumInvestmentAccepted>
        <salesCompensationList>
            <recipient>
                <recipientName>Rich Melnick</recipientName>
                <recipientCRDNumber>4399110</recipientCRDNumber>
                <associatedBDName>Clark Financial Services</associatedBDName>
                <associatedBDCRDNumber>43803</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>2100 Ross Street</street1>
                    <street2>Suite 2200</street2>
                    <city>Dallas</city>
                    <stateOrCountry>TX</stateOrCountry>
                    <zipCode>75201</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>TX</state>
                </statesOfSolicitationList>
            </recipient>
            <recipient>
                <recipientName>Carlos Heurta</recipientName>
                <recipientCRDNumber>3042039</recipientCRDNumber>
                <associatedBDName>Clark Financial Services</associatedBDName>
                <associatedBDCRDNumber>43803</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>2100 Ross Street</street1>
                    <street2>Suite 2200</street2>
                    <city>Dallas</city>
                    <stateOrCountry>TX</stateOrCountry>
                    <zipCode>75201</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>TX</state>
                </statesOfSolicitationList>
            </recipient>
            <recipient>
                <recipientName>Ken Derks</recipientName>
                <recipientCRDNumber>4861184</recipientCRDNumber>
                <associatedBDName>Clark Financial Services</associatedBDName>
                <associatedBDCRDNumber>43803</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>2100 Ross Street</street1>
                    <street2>Suite 2200</street2>
                    <city>Dallas</city>
                    <stateOrCountry>TX</stateOrCountry>
                    <zipCode>75201</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>TX</state>
                </statesOfSolicitationList>
            </recipient>
        </salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>Indefinite</totalOfferingAmount>
            <totalAmountSold>5513034</totalAmountSold>
            <totalRemaining>Indefinite</totalRemaining>
            <clarificationOfResponse></clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>0</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse>Sales comp paid by Ins. Co. out of its own resources. The Co. periodically deducts insurance and other contract charges from amounts allocated to the separate account-issuer in accordance with the terms of the applicable variable life insurance contracts.</clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
            </grossProceedsUsed>
            <clarificationOfResponse>No gross premiums rec'd under VUL contracts has been or is proposed to be used for pymts to promoter.  Ins Co. periodically deducts ins and other contract charges from amts allocated to separate acct issuer under the terms of the applicable VUL contract.</clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>COLI VUL-10 SERIES ACCOUNT</issuerName>
                <signatureName>Ron Laeyendecker</signatureName>
                <nameOfSigner>Ron Laeyendecker</nameOfSigner>
                <signatureTitle>SVP, Executive Benefits Markets</signatureTitle>
                <signatureDate>2009-11-19</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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