-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 HU6Kf0+tEYOZN31639F3CDcjg+rO5ru8vQttusLrS7/jsV+hSExmk7pEvNA6PKyv
 X/Ln50JaER4ldHCqmiOJtA==

<SEC-DOCUMENT>0001441557-09-000031.txt : 20090514
<SEC-HEADER>0001441557-09-000031.hdr.sgml : 20090514
<ACCEPTANCE-DATETIME>20090514135029
ACCESSION NUMBER:		0001441557-09-000031
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		Rule 506
FILED AS OF DATE:		20090514
DATE AS OF CHANGE:		20090514
EFFECTIVENESS DATE:		20090514

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PSM HOLDINGS INC
		CENTRAL INDEX KEY:			0001362180
		STANDARD INDUSTRIAL CLASSIFICATION:	MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162]
		IRS NUMBER:				900332127
		STATE OF INCORPORATION:			NV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-89437
		FILM NUMBER:		09825658

	BUSINESS ADDRESS:	
		STREET 1:		1112 NORTH MAIN
		CITY:			ROSWELL
		STATE:			NM
		ZIP:			88201
		BUSINESS PHONE:		575-622-5113

	MAIL ADDRESS:	
		STREET 1:		1112 NORTH MAIN
		CITY:			ROSWELL
		STATE:			NM
		ZIP:			88201
</SEC-HEADER>
<DOCUMENT>
<TYPE>D
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0301</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0001362180</cik>
        <entityName>PSM HOLDINGS INC</entityName>
        <issuerAddress>
            <street1>1112 NORTH MAIN</street1>
            <street2></street2>
            <city>ROSWELL</city>
            <stateOrCountry>NM</stateOrCountry>
            <zipCode>88201</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>575-622-5113</issuerPhoneNumber>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <jurisdictionOfInc>NV</jurisdictionOfInc>
        <entityType>Corporation</entityType>
        <yearOfInc>
            <overFiveYears>true</overFiveYears>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Jeffrey</firstName>
                <middleName>R.</middleName>
                <lastName>Smith</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1112 North Main Street</street1>
                <street2></street2>
                <city>Roswell</city>
                <stateOrCountry>NM</stateOrCountry>
                <zipCode>88201</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Ron</firstName>
                <middleName></middleName>
                <lastName>Hanna</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1112 North Main Street</street1>
                <street2></street2>
                <city>Roswell</city>
                <stateOrCountry>NM</stateOrCountry>
                <zipCode>88201</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Kurt</firstName>
                <middleName></middleName>
                <lastName>Gass</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1112 North Main Street</street1>
                <street2></street2>
                <city>Roswell</city>
                <stateOrCountry>NM</stateOrCountry>
                <zipCode>88201</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Douglas</firstName>
                <middleName>F.</middleName>
                <lastName>Smith</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>2720 Vicksburg Street</street1>
                <street2></street2>
                <city>Bartlesville</city>
                <stateOrCountry>PA</stateOrCountry>
                <zipCode>74006</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Deborah</firstName>
                <middleName>E.</middleName>
                <lastName>Erickson</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>13301 Pine Forest Place NE</street1>
                <street2></street2>
                <city>Albuquerque</city>
                <stateOrCountry>NM</stateOrCountry>
                <zipCode>87111</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>James</firstName>
                <middleName>E.</middleName>
                <lastName>Kunko</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1112 North Main Street</street1>
                <street2></street2>
                <city>Roswell</city>
                <stateOrCountry>NM</stateOrCountry>
                <zipCode>88201</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Other Banking and Financial Services</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>$1,000,001 - $5,000,000</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2007-03-12</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isEquityType>true</isEquityType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>0</minimumInvestmentAccepted>
        <salesCompensationList></salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>300000</totalOfferingAmount>
            <totalAmountSold>300000</totalAmountSold>
            <totalRemaining>0</totalRemaining>
            <clarificationOfResponse>Shares were issued to branch owners representing a fixed percentage of their quarterly commissions.  Bonus shares were also issued for achieving certain milestones and additional services provided to the Issuer.</clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>true</hasNonAccreditedInvestors>
            <numberNonAccreditedInvestors>22</numberNonAccreditedInvestors>
            <totalNumberAlreadyInvested>32</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse></clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
            </grossProceedsUsed>
            <clarificationOfResponse></clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>PSM HOLDINGS INC</issuerName>
                <signatureName>/s/ James E. Kunko</signatureName>
                <nameOfSigner>James E. Kunko</nameOfSigner>
                <signatureTitle>CFO</signatureTitle>
                <signatureDate>2009-05-14</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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