-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BGUK/LmR6o7h7NrrVJFJABDkNNO95kODbxdmJvg1jJ7f9174cC8XYM2mLwRDj4XV
 FrYrtxbAjjT7Bw6shnLFhQ==

<SEC-DOCUMENT>0001330964-09-000005.txt : 20091027
<SEC-HEADER>0001330964-09-000005.hdr.sgml : 20091027
<ACCEPTANCE-DATETIME>20091027135122
ACCESSION NUMBER:		0001330964-09-000005
CONFORMED SUBMISSION TYPE:	D
PUBLIC DOCUMENT COUNT:		1
ITEM INFORMATION:		Rule 506
FILED AS OF DATE:		20091027
DATE AS OF CHANGE:		20091027
EFFECTIVENESS DATE:		20091027

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LUCENT INSURANCE LTD
		CENTRAL INDEX KEY:			0001330964
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			D0

	FILING VALUES:
		FORM TYPE:		D
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	021-78373
		FILM NUMBER:		091138794

	BUSINESS ADDRESS:	
		STREET 1:		90 PITTS BAY RD
		STREET 2:		WELLESLEY HOUSE SOUTH
		CITY:			PEMBROKE BERMUDA
		STATE:			D0
		ZIP:			HM08
		BUSINESS PHONE:		1-441-295-2144

	MAIL ADDRESS:	
		STREET 1:		90 PITTS BAY RD
		STREET 2:		WELLESLEY HOUSE SOUTH
		CITY:			PEMBROKE BERMUDA
		STATE:			D0
		ZIP:			HM08
</SEC-HEADER>
<DOCUMENT>
<TYPE>D
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0603</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0001330964</cik>
        <entityName>LUCENT INSURANCE LTD</entityName>
        <issuerAddress>
            <street1>90 PITTS BAY RD</street1>
            <street2>WELLESLEY HOUSE SOUTH</street2>
            <city>PEMBROKE BERMUDA</city>
            <stateOrCountry>D0</stateOrCountry>
            <zipCode>HM08</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>441-295-2144</issuerPhoneNumber>
        <jurisdictionOfInc>BERMUDA</jurisdictionOfInc>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <edgarPreviousNameList>
            <value>None</value>
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        <entityType>Other</entityType>
        <entityTypeOtherDesc>Bermuda Company</entityTypeOtherDesc>
        <yearOfInc>
            <withinFiveYears>true</withinFiveYears>
            <value>2005</value>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>William</firstName>
                <lastName>Brown</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Crista Ministries</street1>
                <street2>19303 Freemont Ave. North - MS 56</street2>
                <city>Seattle</city>
                <stateOrCountry>WA</stateOrCountry>
                <zipCode>98133</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Gary</firstName>
                <lastName>Wingerd</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Forest Home, Inc.</street1>
                <street2>40000 Valley of the Falls Drive</street2>
                <city>Forest Falls</city>
                <stateOrCountry>CA</stateOrCountry>
                <zipCode>92339</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>George</firstName>
                <lastName>Salloum</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>SIM USA, Inc.</street1>
                <street2>14830 Choate Circle</street2>
                <city>Charlotte</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>28241-7900</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Mark</firstName>
                <lastName>Felton</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>InterVarsity Christian Fellowship/USA</street1>
                <street2>6400 Schroeder Road</street2>
                <city>Madison</city>
                <stateOrCountry>WI</stateOrCountry>
                <zipCode>53707-7895</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Roy</firstName>
                <lastName>Haglund</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Mission Aviation Fellowship</street1>
                <street2>1849 N. Wabash Ave</street2>
                <city>Redlands</city>
                <stateOrCountry>CA</stateOrCountry>
                <zipCode>92374</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>John</firstName>
                <lastName>Potts</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>YouthWorks! Incorporated</street1>
                <street2>3530 East 28th Street</street2>
                <city>Minneapolis</city>
                <stateOrCountry>MN</stateOrCountry>
                <zipCode>55406</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Terry</firstName>
                <lastName>Mowers</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Hume Lake Christian Camps, Inc.</street1>
                <street2>64144 Hume Road</street2>
                <city>Hume</city>
                <stateOrCountry>CA</stateOrCountry>
                <zipCode>93628</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Merrill</firstName>
                <lastName>Littlejohn</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Samaritan's Purse</street1>
                <street2>P.O. Box 3000</street2>
                <city>Boone</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>28607</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Stephen</firstName>
                <lastName>Scholle</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Billy Graham Evangelistic Association</street1>
                <street2>1 Billy Graham Parkway</street2>
                <city>Charlotte</city>
                <stateOrCountry>NC</stateOrCountry>
                <zipCode>28201</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Cyril</firstName>
                <middleName>H.</middleName>
                <lastName>Whitter, Jr.</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Independent Management Ltd.</street1>
                <street2>Wellesley House South - 90 Pitts Bay Rd</street2>
                <city>Pembroke</city>
                <stateOrCountry>D0</stateOrCountry>
                <zipCode>HM08</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Neil</firstName>
                <lastName>Horner</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Attride-Stirling &amp; Woloniecki</street1>
                <street2>Crawford House - 50 Cedar Avenue</street2>
                <city>Hamilton</city>
                <stateOrCountry>D0</stateOrCountry>
                <zipCode>HM11</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Christiane</firstName>
                <lastName>Kenny-Post</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>Attride-Stirling &amp; Woloniecki</street1>
                <street2>Crawford House - 50 Cedar Avenue</street2>
                <city>Hamilton</city>
                <stateOrCountry>D0</stateOrCountry>
                <zipCode>HM11</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Insurance</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Decline to Disclose</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2008-03-31</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isEquityType>true</isEquityType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>285000</minimumInvestmentAccepted>
        <salesCompensationList></salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>285000</totalOfferingAmount>
            <totalAmountSold>285000</totalAmountSold>
            <totalRemaining>0</totalRemaining>
            <clarificationOfResponse></clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>1</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse></clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
            </grossProceedsUsed>
            <clarificationOfResponse></clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>LUCENT INSURANCE LTD</issuerName>
                <signatureName>Cyril H. Whitter, Jr.</signatureName>
                <nameOfSigner>Cyril H. Whitter, Jr.</nameOfSigner>
                <signatureTitle>President</signatureTitle>
                <signatureDate>2009-10-26</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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